Medicare Eligibility

Medicare Eligibility

You’re 100% qualified for Medicare if you or your partner worked for no less than ten years in a Medicare-covered industry, and you’re at least 65 years old. You also need to have permanent resident status or status of a citizen of the United States.

If you are not yet 65, you could still be eligible for coverage if you have a disability or an End Stage Renal disease (permanent kidney failure that requires transplant or dialysis).

Here are some simple guidelines. You can get Part A at age 65 without having to pay premiums if:

You already get retirement benefits from Social Security or the Railroad Retirement Board.

You're qualified for the benefits mentioned above but haven't yet filed for them.

You or your partner had Medicare-covered government employment.

If you’re under 65, you can get Part A without having to pay premiums if:

You have received Social Security or Railroad Retirement

Board disability benefits for 24 months.

You are a kidney dialysis or kidney transplant patient.

Although you do not need to pay a premium for Part A if you meet these criteria, you still have to pay for Part B if you need it. It will be deducted from Social Security, Railroad Retirement, or a Civil Service Retirement check. If you don’t receive any of those, you will be charged by Medicare for the Part B premium once every 3 months.

Have questions? Give us a call and let us help you with your Medicare Health insurance needs.

By contacting the phone number on this website you will be directed to a licensed agent.